Call reports 2023
OKLAHOMA CAPITAL BANK — 2023
What OKLAHOMA CAPITAL BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 130,119,000 | 145,153,000 | 140,824,000 | 140,735,000 |
| Total loans | 107,740,000 | 110,135,000 | 114,185,000 | 106,496,000 |
| Allowance for loan losses | 930,000 | 997,000 | 1,257,000 | 3,180,000 |
| Securities available for sale | 9,846,000 | 8,491,000 | 6,283,000 | 6,355,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,824,000 | 111,993,000 | 108,321,000 | 109,238,000 |
| Interest-bearing deposits | 71,894,000 | 88,549,000 | 87,979,000 | 91,169,000 |
| Noninterest-bearing deposits | 23,930,000 | 23,444,000 | 20,342,000 | 18,069,000 |
| Equity capital | 22,662,000 | 23,372,000 | 23,928,000 | 23,054,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,078,000 | 4,602,000 | 7,195,000 | 9,773,000 |
| Interest expense | 414,000 | 1,128,000 | 2,043,000 | 3,061,000 |
| Net interest income | 1,664,000 | 3,474,000 | 5,152,000 | 6,712,000 |
| Noninterest income | 37,000 | 138,000 | 171,000 | 259,000 |
| Noninterest expense | 847,000 | 1,705,000 | 2,367,000 | 3,318,000 |
| Provision for loan losses | 84,000 | 151,000 | 411,000 | 2,334,000 |
| Pretax income | 770,000 | 1,756,000 | 2,263,000 | 1,044,000 |
| Income tax | 184,000 | 419,000 | 541,000 | 248,000 |
| Net income | 586,000 | 1,337,000 | 1,722,000 | 796,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,762,000 | 17,522,000 | 17,916,000 | 17,001,000 |