Call reports 2022
OKLAHOMA CAPITAL BANK — 2022
What OKLAHOMA CAPITAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 146,663,000 | 128,757,000 | 121,497,000 | 121,213,000 |
| Total loans | 97,025,000 | 93,273,000 | 93,453,000 | 95,884,000 |
| Allowance for loan losses | 275,000 | 470,000 | 746,000 | 879,000 |
| Securities available for sale | 7,256,000 | 14,180,000 | 13,917,000 | 13,855,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,275,000 | 101,046,000 | 93,228,000 | 91,586,000 |
| Interest-bearing deposits | 90,321,000 | 74,216,000 | 66,153,000 | 65,990,000 |
| Noninterest-bearing deposits | 28,954,000 | 26,830,000 | 27,075,000 | 25,596,000 |
| Equity capital | 20,803,000 | 20,990,000 | 21,507,000 | 22,078,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,726,000 | 3,316,000 | 5,264,000 | 7,192,000 |
| Interest expense | 198,000 | 371,000 | 568,000 | 840,000 |
| Net interest income | 1,528,000 | 2,945,000 | 4,696,000 | 6,352,000 |
| Noninterest income | 46,000 | 96,000 | 142,000 | 187,000 |
| Noninterest expense | 862,000 | 1,695,000 | 2,542,000 | 3,361,000 |
| Provision for loan losses | 168,000 | 362,000 | 634,000 | 748,000 |
| Pretax income | 544,000 | 984,000 | 1,662,000 | 2,430,000 |
| Income tax | 123,000 | 238,000 | 309,000 | 527,000 |
| Net income | 421,000 | 746,000 | 1,353,000 | 1,903,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,709,000 | 15,034,000 | 15,652,000 | 16,212,000 |