Call reports 2021
OKLAHOMA CAPITAL BANK — 2021
What OKLAHOMA CAPITAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 163,258,000 | 157,989,000 | 155,340,000 | 152,869,000 |
| Total loans | 118,632,000 | 110,678,000 | 103,028,000 | 100,573,000 |
| Allowance for loan losses | 2,039,000 | 1,901,000 | 1,900,000 | 96,000 |
| Securities available for sale | 14,644,000 | 21,002,000 | 19,561,000 | 8,245,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,542,000 | 127,257,000 | 125,041,000 | 127,453,000 |
| Interest-bearing deposits | 103,560,000 | 105,791,000 | 101,590,000 | 99,949,000 |
| Noninterest-bearing deposits | 21,982,000 | 21,466,000 | 23,451,000 | 27,504,000 |
| Equity capital | 29,543,000 | 23,775,000 | 23,882,000 | 18,978,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,600,000 | 3,087,000 | 4,509,000 | 1,291,000 |
| Interest expense | 359,000 | 645,000 | 878,000 | 206,000 |
| Net interest income | 1,241,000 | 2,442,000 | 3,631,000 | 1,085,000 |
| Noninterest income | 38,000 | 79,000 | 130,000 | 337,000 |
| Noninterest expense | 1,024,000 | 2,102,000 | 3,255,000 | 807,000 |
| Provision for loan losses | 0 | -142,000 | -152,000 | 95,000 |
| Pretax income | 255,000 | 561,000 | 658,000 | 266,000 |
| Income tax | 62,000 | 156,000 | 186,000 | 58,000 |
| Net income | 193,000 | 405,000 | 472,000 | 208,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,563,000 | 23,785,000 | 23,863,000 | 12,778,000 |