Call reports 2020
OKLAHOMA CAPITAL BANK — 2020
What OKLAHOMA CAPITAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 173,720,000 | 176,867,000 | 178,174,000 | 167,729,000 |
| Total loans | 135,847,000 | 137,054,000 | 125,246,000 | 125,157,000 |
| Allowance for loan losses | 1,895,000 | 1,937,000 | 1,998,000 | 2,059,000 |
| Securities available for sale | 11,223,000 | 8,083,000 | 13,950,000 | 16,646,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,907,000 | 139,559,000 | 140,755,000 | 130,182,000 |
| Interest-bearing deposits | 118,245,000 | 114,088,000 | 117,463,000 | 109,877,000 |
| Noninterest-bearing deposits | 18,662,000 | 25,471,000 | 23,292,000 | 20,305,000 |
| Equity capital | 28,976,000 | 29,184,000 | 29,308,000 | 29,471,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,214,000 | 4,200,000 | 6,041,000 | 7,803,000 |
| Interest expense | 612,000 | 1,130,000 | 1,588,000 | 2,011,000 |
| Net interest income | 1,602,000 | 3,070,000 | 4,453,000 | 5,792,000 |
| Noninterest income | 41,000 | 46,000 | 89,000 | 118,000 |
| Noninterest expense | 1,203,000 | 2,321,000 | 3,456,000 | 4,526,000 |
| Provision for loan losses | 0 | 140,000 | 200,000 | 260,000 |
| Pretax income | 440,000 | 655,000 | 886,000 | 1,124,000 |
| Income tax | 121,000 | 181,000 | 243,000 | 313,000 |
| Net income | 319,000 | 474,000 | 643,000 | 811,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,837,000 | 29,002,000 | 29,181,000 | 29,361,000 |