Call reports 2019
OKLAHOMA CAPITAL BANK — 2019
What OKLAHOMA CAPITAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 176,944,000 | 175,996,000 | 181,248,000 | 175,936,000 |
| Total loans | 132,901,000 | 134,213,000 | 136,590,000 | 134,261,000 |
| Allowance for loan losses | 1,976,000 | 1,978,000 | 1,914,000 | 1,893,000 |
| Securities available for sale | 13,578,000 | 12,815,000 | 11,301,000 | 11,070,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,229,000 | 138,269,000 | 143,769,000 | 137,987,000 |
| Interest-bearing deposits | 125,627,000 | 120,185,000 | 123,252,000 | 118,015,000 |
| Noninterest-bearing deposits | 15,602,000 | 18,084,000 | 20,517,000 | 19,972,000 |
| Equity capital | 29,420,000 | 29,939,000 | 29,605,000 | 29,915,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,241,000 | 4,562,000 | 6,856,000 | 9,134,000 |
| Interest expense | 681,000 | 1,415,000 | 2,162,000 | 2,858,000 |
| Net interest income | 1,560,000 | 3,147,000 | 4,694,000 | 6,276,000 |
| Noninterest income | 42,000 | 90,000 | 144,000 | 179,000 |
| Noninterest expense | 1,238,000 | 2,348,000 | 3,421,000 | 4,621,000 |
| Provision for loan losses | 20,000 | 20,000 | 20,000 | 20,000 |
| Pretax income | 344,000 | 869,000 | 1,397,000 | 1,814,000 |
| Income tax | 94,000 | 238,000 | 387,000 | 500,000 |
| Net income | 250,000 | 631,000 | 1,010,000 | 1,314,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,427,000 | 29,818,000 | 29,494,000 | 29,808,000 |
| Total capital | 31,165,000 | 31,601,000 | 31,325,000 | 31,552,000 |
| Risk-weighted assets | 138,880,000 | 142,480,000 | 146,400,000 | 139,380,000 |