Call reports 2018
OKLAHOMA CAPITAL BANK — 2018
What OKLAHOMA CAPITAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 154,732,000 | 159,222,000 | 164,202,000 | 172,619,000 |
| Total loans | 122,161,000 | 131,444,000 | 134,678,000 | 126,999,000 |
| Allowance for loan losses | 1,653,000 | 1,718,000 | 1,855,000 | 1,896,000 |
| Securities available for sale | 14,129,000 | 14,069,000 | 13,714,000 | 13,920,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,089,000 | 129,924,000 | 128,615,000 | 136,385,000 |
| Interest-bearing deposits | 109,883,000 | 114,214,000 | 114,368,000 | 120,819,000 |
| Noninterest-bearing deposits | 15,206,000 | 15,710,000 | 14,247,000 | 15,566,000 |
| Equity capital | 28,907,000 | 29,084,000 | 29,379,000 | 29,820,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,752,000 | 3,696,000 | 5,781,000 | 7,948,000 |
| Interest expense | 349,000 | 755,000 | 1,297,000 | 1,936,000 |
| Net interest income | 1,403,000 | 2,941,000 | 4,484,000 | 6,012,000 |
| Noninterest income | 94,000 | 285,000 | 402,000 | 439,000 |
| Noninterest expense | 980,000 | 2,027,000 | 3,102,000 | 4,212,000 |
| Provision for loan losses | 65,000 | 301,000 | 410,000 | 450,000 |
| Pretax income | 452,000 | 898,000 | 1,374,000 | 1,789,000 |
| Income tax | 124,000 | 245,000 | 373,000 | 481,000 |
| Net income | 328,000 | 653,000 | 1,001,000 | 1,308,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,041,000 | 29,277,000 | 29,636,000 | 29,953,000 |
| Total capital | 30,654,000 | 30,974,000 | 31,397,000 | 31,607,000 |
| Risk-weighted assets | 128,990,000 | 135,811,000 | 140,826,000 | 132,100,000 |