Call reports 2017
OKLAHOMA CAPITAL BANK — 2017
What OKLAHOMA CAPITAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 150,156,000 | 158,231,000 | 159,525,000 | 156,096,000 |
| Total loans | 112,576,000 | 119,174,000 | 123,594,000 | 122,741,000 |
| Allowance for loan losses | 1,169,000 | 1,327,000 | 1,392,000 | 1,586,000 |
| Securities available for sale | 14,709,000 | 15,214,000 | 15,185,000 | 15,042,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,468,000 | 129,248,000 | 130,251,000 | 126,748,000 |
| Interest-bearing deposits | 104,461,000 | 109,926,000 | 113,967,000 | 108,661,000 |
| Noninterest-bearing deposits | 17,007,000 | 19,322,000 | 16,284,000 | 18,087,000 |
| Equity capital | 28,322,000 | 28,644,000 | 28,735,000 | 28,708,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,503,000 | 3,157,000 | 4,973,000 | 6,821,000 |
| Interest expense | 234,000 | 496,000 | 797,000 | 1,127,000 |
| Net interest income | 1,269,000 | 2,661,000 | 4,176,000 | 5,694,000 |
| Noninterest income | 3,000 | 26,000 | 107,000 | 171,000 |
| Noninterest expense | 948,000 | 1,991,000 | 3,000,000 | 4,011,000 |
| Provision for loan losses | 150,000 | 300,000 | 530,000 | 805,000 |
| Pretax income | 174,000 | 396,000 | 753,000 | 1,049,000 |
| Income tax | 0 | 0 | 234,000 | 444,000 |
| Net income | 174,000 | 396,000 | 519,000 | 605,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,289,000 | 28,519,000 | 28,650,000 | 28,744,000 |
| Total capital | 29,458,000 | 29,846,000 | 30,042,000 | 30,257,000 |
| Risk-weighted assets | 116,484,000 | 118,074,000 | 125,638,000 | 121,020,000 |