Call reports 2016
OKLAHOMA CAPITAL BANK — 2016
What OKLAHOMA CAPITAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 98,298,000 | 111,277,000 | 123,443,000 | 136,111,000 |
| Total loans | 65,156,000 | 81,814,000 | 93,341,000 | 103,640,000 |
| Allowance for loan losses | 337,000 | 554,000 | 781,000 | 1,010,000 |
| Securities available for sale | 5,366,000 | 10,646,000 | 9,875,000 | 10,852,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,668,000 | 82,611,000 | 94,762,000 | 107,654,000 |
| Interest-bearing deposits | 54,993,000 | 68,244,000 | 79,566,000 | 92,160,000 |
| Noninterest-bearing deposits | 14,675,000 | 14,367,000 | 15,196,000 | 15,494,000 |
| Equity capital | 28,336,000 | 28,324,000 | 28,333,000 | 28,127,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 895,000 | 2,012,000 | 3,297,000 | 4,711,000 |
| Interest expense | 68,000 | 178,000 | 335,000 | 532,000 |
| Net interest income | 827,000 | 1,834,000 | 2,962,000 | 4,179,000 |
| Noninterest income | 30,000 | 62,000 | 66,000 | 78,000 |
| Noninterest expense | 871,000 | 1,771,000 | 2,670,000 | 3,623,000 |
| Provision for loan losses | 110,000 | 300,000 | 520,000 | 750,000 |
| Pretax income | -123,000 | -174,000 | -161,000 | -115,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -123,000 | -174,000 | -161,000 | -115,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,128,000 | 28,084,000 | 28,102,000 | 28,155,000 |
| Total capital | 28,465,000 | 28,638,000 | 28,883,000 | 29,165,000 |
| Risk-weighted assets | 70,107,000 | 85,323,000 | 98,203,000 | 105,116,000 |