Call reports 2015
OKLAHOMA CAPITAL BANK — 2015
What OKLAHOMA CAPITAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 47,136,000 | 47,372,000 | 49,695,000 | 76,066,000 |
| Total loans | 34,034,000 | 33,636,000 | 35,935,000 | 43,045,000 |
| Allowance for loan losses | 706,000 | 700,000 | 759,000 | 218,000 |
| Securities available for sale | 2,373,000 | 2,611,000 | 2,631,000 | 2,627,000 |
| Securities held to maturity | 1,499,000 | 1,249,000 | 1,249,000 | 1,250,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,610,000 | 44,068,000 | 46,370,000 | 51,751,000 |
| Interest-bearing deposits | 34,311,000 | 33,954,000 | 35,628,000 | 38,211,000 |
| Noninterest-bearing deposits | 9,299,000 | 10,114,000 | 10,742,000 | 13,540,000 |
| Equity capital | 3,484,000 | 3,234,000 | 3,269,000 | 24,025,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 478,000 | 961,000 | 1,458,000 | 244,000 |
| Interest expense | 47,000 | 99,000 | 149,000 | 20,000 |
| Net interest income | 431,000 | 862,000 | 1,309,000 | 224,000 |
| Noninterest income | 14,000 | -192,000 | -62,000 | -1,000 |
| Noninterest expense | 408,000 | 874,000 | 1,341,000 | 440,000 |
| Provision for loan losses | 35,000 | 35,000 | 103,000 | 215,000 |
| Pretax income | 16,000 | -225,000 | -183,000 | -432,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 16,000 | -225,000 | -183,000 | -432,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,488,000 | 3,247,000 | 3,289,000 | 23,939,000 |
| Total capital | 3,870,000 | 3,634,000 | 3,705,000 | 24,157,000 |
| Risk-weighted assets | 30,302,000 | 30,688,000 | 33,001,000 | 46,877,000 |