Call reports 2014
OKLAHOMA CAPITAL BANK — 2014
What OKLAHOMA CAPITAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 41,738,000 | 41,022,000 | 41,452,000 | 44,651,000 |
| Total loans | 29,531,000 | 29,373,000 | 30,591,000 | 34,169,000 |
| Allowance for loan losses | 652,000 | 950,000 | 548,000 | 732,000 |
| Securities available for sale | 737,000 | 1,482,000 | 1,480,000 | 1,485,000 |
| Securities held to maturity | 4,883,000 | 4,116,000 | 3,597,000 | 3,584,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,448,000 | 37,203,000 | 37,735,000 | 41,146,000 |
| Interest-bearing deposits | 29,018,000 | 28,876,000 | 28,857,000 | 32,346,000 |
| Noninterest-bearing deposits | 8,430,000 | 8,327,000 | 8,877,000 | 8,799,000 |
| Equity capital | 4,142,000 | 3,669,000 | 3,655,000 | 3,471,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 360,000 | 775,000 | 1,188,000 | 1,649,000 |
| Interest expense | 42,000 | 85,000 | 125,000 | 170,000 |
| Net interest income | 318,000 | 690,000 | 1,063,000 | 1,479,000 |
| Noninterest income | 36,000 | -83,000 | -47,000 | -36,000 |
| Noninterest expense | 410,000 | 834,000 | 1,251,000 | 1,671,000 |
| Provision for loan losses | 225,000 | 526,000 | 526,000 | 720,000 |
| Pretax income | -281,000 | -753,000 | -761,000 | -948,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -281,000 | -753,000 | -761,000 | -948,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,140,000 | 3,667,000 | 3,659,000 | 3,472,000 |
| Total capital | 4,478,000 | 3,998,000 | 4,007,000 | 3,860,000 |
| Risk-weighted assets | 26,698,000 | 25,901,000 | 27,665,000 | 30,683,000 |