Call reports 2013
OKLAHOMA CAPITAL BANK — 2013
What OKLAHOMA CAPITAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 41,474,000 | 42,360,000 | 43,220,000 | 42,467,000 |
| Total loans | 28,488,000 | 27,466,000 | 28,312,000 | 29,965,000 |
| Allowance for loan losses | 595,000 | 450,000 | 450,000 | 432,000 |
| Securities available for sale | 3,000 | 2,000 | 1,000 | 746,000 |
| Securities held to maturity | 6,276,000 | 5,739,000 | 5,692,000 | 4,905,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,807,000 | 37,814,000 | 38,534,000 | 37,894,000 |
| Interest-bearing deposits | 26,983,000 | 28,691,000 | 29,049,000 | 29,172,000 |
| Noninterest-bearing deposits | 9,824,000 | 9,123,000 | 9,485,000 | 8,723,000 |
| Equity capital | 4,612,000 | 4,453,000 | 4,409,000 | 4,424,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 435,000 | 860,000 | 1,300,000 | 1,786,000 |
| Interest expense | 49,000 | 97,000 | 142,000 | 189,000 |
| Net interest income | 386,000 | 763,000 | 1,158,000 | 1,597,000 |
| Noninterest income | -370,000 | -339,000 | -355,000 | -330,000 |
| Noninterest expense | 402,000 | 819,000 | 1,242,000 | 1,650,000 |
| Provision for loan losses | 0 | 150,000 | 150,000 | 195,000 |
| Pretax income | -386,000 | -545,000 | -589,000 | -578,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -386,000 | -545,000 | -589,000 | -578,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,612,000 | 4,453,000 | 4,409,000 | 4,421,000 |
| Total capital | 4,931,000 | 4,767,000 | 4,736,000 | 4,753,000 |
| Risk-weighted assets | 25,236,000 | 24,992,000 | 26,042,000 | 26,422,000 |