Call reports 2012
OKLAHOMA CAPITAL BANK — 2012
What OKLAHOMA CAPITAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 42,822,000 | 41,490,000 | 40,883,000 | 40,326,000 |
| Total loans | 28,636,000 | 28,786,000 | 27,311,000 | 27,824,000 |
| Allowance for loan losses | 637,000 | 634,000 | 591,000 | 594,000 |
| Securities available for sale | 780,000 | 791,000 | 789,000 | 786,000 |
| Securities held to maturity | 5,269,000 | 5,688,000 | 5,616,000 | 5,548,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,810,000 | 36,378,000 | 35,795,000 | 35,303,000 |
| Interest-bearing deposits | 28,386,000 | 27,267,000 | 26,775,000 | 26,374,000 |
| Noninterest-bearing deposits | 9,424,000 | 9,110,000 | 9,020,000 | 8,929,000 |
| Equity capital | 4,981,000 | 5,055,000 | 5,019,000 | 4,999,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 483,000 | 956,000 | 1,423,000 | 1,869,000 |
| Interest expense | 65,000 | 122,000 | 176,000 | 228,000 |
| Net interest income | 418,000 | 834,000 | 1,247,000 | 1,641,000 |
| Noninterest income | 41,000 | 76,000 | 109,000 | 141,000 |
| Noninterest expense | 415,000 | 792,000 | 1,265,000 | 1,680,000 |
| Provision for loan losses | 0 | 0 | 10,000 | 40,000 |
| Pretax income | 44,000 | 118,000 | 81,000 | 62,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 44,000 | 118,000 | 81,000 | 62,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,981,000 | 5,054,000 | 5,018,000 | 4,998,000 |
| Total capital | 5,298,000 | 5,368,000 | 5,330,000 | 5,317,000 |
| Risk-weighted assets | 25,069,000 | 25,503,000 | 24,696,000 | 25,226,000 |