Call reports 2011
OKLAHOMA CAPITAL BANK — 2011
What OKLAHOMA CAPITAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 42,865,000 | 41,284,000 | 42,039,000 | 41,169,000 |
| Total loans | 27,735,000 | 27,565,000 | 28,283,000 | 28,807,000 |
| Allowance for loan losses | 585,000 | 583,000 | 578,000 | 625,000 |
| Securities available for sale | 22,000 | 19,000 | 17,000 | 15,000 |
| Securities held to maturity | 5,563,000 | 5,239,000 | 5,412,000 | 5,338,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,848,000 | 36,231,000 | 36,960,000 | 36,202,000 |
| Interest-bearing deposits | 28,865,000 | 27,670,000 | 27,724,000 | 27,945,000 |
| Noninterest-bearing deposits | 8,983,000 | 8,561,000 | 9,236,000 | 8,258,000 |
| Equity capital | 4,964,000 | 4,971,000 | 5,003,000 | 4,937,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 494,000 | 986,000 | 1,473,000 | 1,959,000 |
| Interest expense | 90,000 | 175,000 | 254,000 | 322,000 |
| Net interest income | 404,000 | 811,000 | 1,219,000 | 1,637,000 |
| Noninterest income | 33,000 | 74,000 | 112,000 | 149,000 |
| Noninterest expense | 392,000 | 830,000 | 1,246,000 | 1,625,000 |
| Provision for loan losses | 0 | 0 | 0 | 44,000 |
| Pretax income | 45,000 | 55,000 | 86,000 | 118,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 45,000 | 55,000 | 86,000 | 118,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,961,000 | 4,971,000 | 5,003,000 | 4,937,000 |
| Total capital | 5,266,000 | 5,266,000 | 5,311,000 | 5,250,000 |
| Risk-weighted assets | 24,124,000 | 23,323,000 | 24,386,000 | 24,765,000 |