Call reports 2009
OKLAHOMA CAPITAL BANK — 2009
What OKLAHOMA CAPITAL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 43,054,000 | 43,490,000 | 43,745,000 | 43,547,000 |
| Total loans | 33,858,000 | 34,231,000 | 33,006,000 | 30,765,000 |
| Allowance for loan losses | 374,000 | 376,000 | 374,000 | 576,000 |
| Securities available for sale | 53,000 | 49,000 | 45,000 | 42,000 |
| Securities held to maturity | 5,517,000 | 5,428,000 | 5,356,000 | 5,276,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,536,000 | 38,330,000 | 38,461,000 | 38,651,000 |
| Interest-bearing deposits | 28,444,000 | 29,315,000 | 29,832,000 | 30,192,000 |
| Noninterest-bearing deposits | 9,092,000 | 9,016,000 | 8,629,000 | 8,459,000 |
| Equity capital | 5,442,000 | 5,069,000 | 5,180,000 | 4,853,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 614,000 | 1,233,000 | 1,860,000 | 2,425,000 |
| Interest expense | 178,000 | 346,000 | 504,000 | 648,000 |
| Net interest income | 436,000 | 887,000 | 1,356,000 | 1,777,000 |
| Noninterest income | 37,000 | 75,000 | 115,000 | 155,000 |
| Noninterest expense | 338,000 | 731,000 | 1,109,000 | 1,538,000 |
| Provision for loan losses | 35,000 | 425,000 | 445,000 | 805,000 |
| Pretax income | 100,000 | -194,000 | -83,000 | -411,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 100,000 | -194,000 | -83,000 | -411,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,439,000 | 5,065,000 | 5,177,000 | 4,849,000 |
| Total capital | 5,797,000 | 5,424,000 | 5,525,000 | 5,190,000 |
| Risk-weighted assets | 28,626,000 | 28,715,000 | 27,799,000 | 27,074,000 |