Call reports 2008
OKLAHOMA CAPITAL BANK — 2008
What OKLAHOMA CAPITAL BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 43,987,000 | 40,928,000 | 42,204,000 | 42,745,000 |
| Total loans | 32,562,000 | 31,250,000 | 32,323,000 | 33,050,000 |
| Allowance for loan losses | 308,000 | 324,000 | 339,000 | 365,000 |
| Securities available for sale | 69,000 | 65,000 | 61,000 | 57,000 |
| Securities held to maturity | 5,764,000 | 5,674,000 | 5,611,000 | 5,584,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,531,000 | 35,450,000 | 36,659,000 | 37,232,000 |
| Interest-bearing deposits | 29,908,000 | 27,190,000 | 27,719,000 | 28,495,000 |
| Noninterest-bearing deposits | 8,623,000 | 8,260,000 | 8,940,000 | 8,737,000 |
| Equity capital | 5,361,000 | 5,365,000 | 5,409,000 | 5,423,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 733,000 | 1,420,000 | 2,105,000 | 2,775,000 |
| Interest expense | 290,000 | 538,000 | 761,000 | 967,000 |
| Net interest income | 443,000 | 882,000 | 1,344,000 | 1,808,000 |
| Noninterest income | 36,000 | 73,000 | 114,000 | 153,000 |
| Noninterest expense | 378,000 | 757,000 | 1,137,000 | 1,503,000 |
| Provision for loan losses | 9,000 | 24,000 | 39,000 | 75,000 |
| Pretax income | 94,000 | 174,000 | 282,000 | 383,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 94,000 | 174,000 | 282,000 | 383,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,357,000 | 5,362,000 | 5,406,000 | 5,420,000 |
| Total capital | 5,665,000 | 5,686,000 | 5,745,000 | 5,773,000 |
| Risk-weighted assets | 27,927,000 | 26,430,000 | 28,022,000 | 28,267,000 |