Call reports 2007
OKLAHOMA CAPITAL BANK — 2007
What OKLAHOMA CAPITAL BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 41,185,000 | 42,305,000 | 42,868,000 | 45,007,000 |
| Total loans | 32,093,000 | 32,342,000 | 32,798,000 | 33,148,000 |
| Allowance for loan losses | 299,000 | 288,000 | 307,000 | 307,000 |
| Securities available for sale | 81,000 | 78,000 | 74,000 | 72,000 |
| Securities held to maturity | 5,723,000 | 5,627,000 | 6,064,000 | 5,747,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,816,000 | 36,892,000 | 37,390,000 | 39,577,000 |
| Interest-bearing deposits | 27,787,000 | 28,451,000 | 29,261,000 | 30,589,000 |
| Noninterest-bearing deposits | 8,029,000 | 8,441,000 | 8,129,000 | 8,988,000 |
| Equity capital | 5,263,000 | 5,276,000 | 5,325,000 | 5,337,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 673,000 | 1,367,000 | 2,095,000 | 2,852,000 |
| Interest expense | 272,000 | 559,000 | 860,000 | 1,168,000 |
| Net interest income | 401,000 | 808,000 | 1,235,000 | 1,684,000 |
| Noninterest income | 36,000 | 76,000 | 115,000 | 148,000 |
| Noninterest expense | 373,000 | 759,000 | 1,108,000 | 1,488,000 |
| Provision for loan losses | 5,000 | 5,000 | 25,000 | 39,000 |
| Pretax income | 59,000 | 120,000 | 217,000 | 305,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 59,000 | 120,000 | 217,000 | 305,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,261,000 | 5,275,000 | 5,323,000 | 5,334,000 |
| Total capital | 5,560,000 | 5,563,000 | 5,630,000 | 5,641,000 |
| Risk-weighted assets | 27,192,000 | 27,798,000 | 28,010,000 | 29,211,000 |