Call reports 2006
OKLAHOMA CAPITAL BANK — 2006
What OKLAHOMA CAPITAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 37,189,000 | 39,901,000 | 39,703,000 | 40,930,000 |
| Total loans | 27,154,000 | 30,393,000 | 30,337,000 | 31,253,000 |
| Allowance for loan losses | 316,000 | 310,000 | 298,000 | 293,000 |
| Securities available for sale | 109,000 | 102,000 | 92,000 | 86,000 |
| Securities held to maturity | 6,131,000 | 6,035,000 | 5,931,000 | 5,800,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,911,000 | 34,593,000 | 34,334,000 | 35,545,000 |
| Interest-bearing deposits | 24,150,000 | 26,854,000 | 26,700,000 | 27,612,000 |
| Noninterest-bearing deposits | 7,761,000 | 7,739,000 | 7,633,000 | 7,933,000 |
| Equity capital | 5,194,000 | 5,203,000 | 5,236,000 | 5,282,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 552,000 | 1,144,000 | 1,790,000 | 2,484,000 |
| Interest expense | 184,000 | 404,000 | 662,000 | 933,000 |
| Net interest income | 368,000 | 740,000 | 1,128,000 | 1,551,000 |
| Noninterest income | 35,000 | 75,000 | 115,000 | 148,000 |
| Noninterest expense | 370,000 | 746,000 | 1,114,000 | 1,488,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 33,000 | 69,000 | 129,000 | 211,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 33,000 | 69,000 | 129,000 | 211,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,192,000 | 5,202,000 | 5,234,000 | 5,280,000 |
| Total capital | 5,486,000 | 5,512,000 | 5,532,000 | 5,573,000 |
| Risk-weighted assets | 23,506,000 | 25,405,000 | 25,641,000 | 26,316,000 |