Call reports 2005
OKLAHOMA CAPITAL BANK — 2005
What OKLAHOMA CAPITAL BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 35,541,000 | 35,648,000 | 35,883,000 | 37,043,000 |
| Total loans | 24,101,000 | 25,067,000 | 25,089,000 | 25,933,000 |
| Allowance for loan losses | 376,000 | 373,000 | 353,000 | 336,000 |
| Securities available for sale | 239,000 | 175,000 | 122,000 | 114,000 |
| Securities held to maturity | 6,740,000 | 6,576,000 | 6,363,000 | 6,250,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,157,000 | 30,211,000 | 30,531,000 | 31,783,000 |
| Interest-bearing deposits | 24,044,000 | 23,838,000 | 23,957,000 | 23,929,000 |
| Noninterest-bearing deposits | 6,113,000 | 6,373,000 | 6,574,000 | 7,854,000 |
| Equity capital | 5,296,000 | 5,303,000 | 5,209,000 | 5,196,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 525,000 | 1,066,000 | 1,549,000 | 2,083,000 |
| Interest expense | 115,000 | 248,000 | 398,000 | 567,000 |
| Net interest income | 410,000 | 818,000 | 1,151,000 | 1,516,000 |
| Noninterest income | 34,000 | 78,000 | 127,000 | 159,000 |
| Noninterest expense | 348,000 | 727,000 | 1,095,000 | 1,504,000 |
| Provision for loan losses | 16,000 | 16,000 | 16,000 | 16,000 |
| Pretax income | 80,000 | 153,000 | 167,000 | 155,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 80,000 | 153,000 | 167,000 | 155,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,287,000 | 5,296,000 | 5,205,000 | 5,192,000 |
| Total capital | 5,555,000 | 5,570,000 | 5,477,000 | 5,474,000 |
| Risk-weighted assets | 21,366,000 | 21,860,000 | 21,675,000 | 22,492,000 |