Call reports 2003
OKLAHOMA CAPITAL BANK — 2003
What OKLAHOMA CAPITAL BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 39,175,000 | 38,798,000 | 37,703,000 | 37,356,000 |
| Total loans | 24,622,000 | 24,640,000 | 23,585,000 | 23,718,000 |
| Allowance for loan losses | 402,000 | 402,000 | 408,000 | 414,000 |
| Securities available for sale | 565,000 | 469,000 | 399,000 | 363,000 |
| Securities held to maturity | 8,299,000 | 8,274,000 | 7,913,000 | 8,344,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,852,000 | 33,395,000 | 32,315,000 | 31,957,000 |
| Interest-bearing deposits | 28,060,000 | 27,586,000 | 26,555,000 | 26,220,000 |
| Noninterest-bearing deposits | 5,791,000 | 5,809,000 | 5,760,000 | 5,737,000 |
| Equity capital | 5,161,000 | 5,196,000 | 5,152,000 | 5,279,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 624,000 | 1,241,000 | 1,796,000 | 2,345,000 |
| Interest expense | 201,000 | 377,000 | 528,000 | 665,000 |
| Net interest income | 423,000 | 864,000 | 1,268,000 | 1,680,000 |
| Noninterest income | 31,000 | 78,000 | 114,000 | 152,000 |
| Noninterest expense | 351,000 | 698,000 | 1,072,000 | 1,340,000 |
| Provision for loan losses | 8,000 | 24,000 | 38,000 | 58,000 |
| Pretax income | 95,000 | 213,000 | 265,000 | 434,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 95,000 | 213,000 | 265,000 | 434,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,138,000 | 5,179,000 | 5,137,000 | 5,264,000 |
| Total capital | 5,406,000 | 5,444,000 | 5,399,000 | 5,523,000 |
| Risk-weighted assets | 21,310,000 | 21,054,000 | 20,782,000 | 20,580,000 |