Call reports 2002
OKLAHOMA CAPITAL BANK — 2002
What OKLAHOMA CAPITAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 40,695,000 | 40,394,000 | 40,517,000 | 39,847,000 |
| Total loans | 25,146,000 | 26,043,000 | 25,584,000 | 25,242,000 |
| Allowance for loan losses | 426,000 | 438,000 | 421,000 | 398,000 |
| Securities available for sale | 2,061,000 | 1,434,000 | 1,144,000 | 760,000 |
| Securities held to maturity | 7,715,000 | 8,217,000 | 9,118,000 | 8,984,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,501,000 | 35,017,000 | 35,059,000 | 34,424,000 |
| Interest-bearing deposits | 29,393,000 | 29,306,000 | 29,400,000 | 28,710,000 |
| Noninterest-bearing deposits | 6,108,000 | 5,711,000 | 5,659,000 | 5,715,000 |
| Equity capital | 4,988,000 | 5,137,000 | 5,165,000 | 5,194,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 712,000 | 1,425,000 | 2,144,000 | 2,852,000 |
| Interest expense | 269,000 | 529,000 | 780,000 | 1,008,000 |
| Net interest income | 443,000 | 896,000 | 1,364,000 | 1,844,000 |
| Noninterest income | 36,000 | 83,000 | 124,000 | 162,000 |
| Noninterest expense | 393,000 | 735,000 | 1,090,000 | 1,454,000 |
| Provision for loan losses | 55,000 | 55,000 | 54,000 | 55,000 |
| Pretax income | 31,000 | 189,000 | 342,000 | 495,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 31,000 | 189,000 | 342,000 | 495,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,974,000 | 5,108,000 | 5,134,000 | 5,165,000 |
| Total capital | 5,234,000 | 5,381,000 | 5,406,000 | 5,435,000 |
| Risk-weighted assets | 20,710,000 | 21,647,000 | 21,584,000 | 21,485,000 |