Call reports 2026
SHINHAN BANK AMERICA — 2026
What SHINHAN BANK AMERICA reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 1,972,804,000 | 2,234,648,000 |
| Total loans | 1,739,959,000 | 1,806,678,000 |
| Allowance for loan losses | 12,787,000 | 13,342,000 |
| Securities available for sale | 55,304,000 | 63,237,000 |
| Securities held to maturity | 53,205,000 | 49,989,000 |
| Trading assets | 0 | 0 |
| Total deposits | 1,664,812,000 | 1,919,786,000 |
| Interest-bearing deposits | 903,577,000 | 1,171,139,000 |
| Noninterest-bearing deposits | 761,235,000 | 748,647,000 |
| Equity capital | 256,367,000 | 259,675,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 24,990,000 | 51,722,000 |
| Interest expense | 7,143,000 | 15,175,000 |
| Net interest income | 17,847,000 | 36,547,000 |
| Noninterest income | 753,000 | 1,674,000 |
| Noninterest expense | 14,364,000 | 28,467,000 |
| Provision for loan losses | 165,000 | 705,000 |
| Pretax income | 4,071,000 | 9,049,000 |
| Income tax | 1,248,000 | 2,796,000 |
| Net income | 2,823,000 | 6,253,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 251,437,000 | 255,780,000 |
| Total capital | 264,459,000 | 269,357,000 |
| Risk-weighted assets | 1,414,557,000 | 1,459,074,000 |