Call reports 2025
SHINHAN BANK AMERICA — 2025
What SHINHAN BANK AMERICA reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,821,024,000 | 1,946,484,000 | 1,904,161,000 | 1,896,869,000 |
| Total loans | 1,552,124,000 | 1,593,576,000 | 1,632,884,000 | 1,662,123,000 |
| Allowance for loan losses | 11,183,000 | 11,237,000 | 11,554,000 | 12,539,000 |
| Securities available for sale | 55,830,000 | 58,858,000 | 63,938,000 | 57,420,000 |
| Securities held to maturity | 66,807,000 | 62,287,000 | 57,972,000 | 54,744,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,578,449,000 | 1,616,462,000 | 1,594,090,000 | 1,587,388,000 |
| Interest-bearing deposits | 929,767,000 | 835,435,000 | 870,909,000 | 928,673,000 |
| Noninterest-bearing deposits | 648,682,000 | 781,027,000 | 723,181,000 | 658,715,000 |
| Equity capital | 194,406,000 | 246,607,000 | 250,811,000 | 253,768,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 21,915,000 | 46,015,000 | 72,341,000 | 97,855,000 |
| Interest expense | 8,184,000 | 16,023,000 | 24,104,000 | 31,927,000 |
| Net interest income | 13,731,000 | 29,992,000 | 48,237,000 | 65,928,000 |
| Noninterest income | 748,000 | 1,522,000 | 2,392,000 | 3,357,000 |
| Noninterest expense | 14,934,000 | 29,089,000 | 43,357,000 | 57,184,000 |
| Provision for loan losses | -189,000 | -186,000 | 117,000 | 1,087,000 |
| Pretax income | -266,000 | 2,599,000 | 7,143,000 | 11,014,000 |
| Income tax | -80,000 | 803,000 | 2,210,000 | 3,190,000 |
| Net income | -186,000 | 1,796,000 | 4,933,000 | 7,824,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 189,184,000 | 242,067,000 | 245,652,000 | 248,044,000 |
| Total capital | 200,602,000 | 253,551,000 | 257,453,000 | 260,819,000 |
| Risk-weighted assets | 1,294,146,000 | 1,330,600,000 | 1,363,100,000 | 1,395,594,000 |