Call reports 2023
SHINHAN BANK AMERICA — 2023
What SHINHAN BANK AMERICA reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,878,837,000 | 1,839,131,000 | 1,880,167,000 | 1,751,524,000 |
| Total loans | 1,459,888,000 | 1,472,505,000 | 1,480,238,000 | 1,467,371,000 |
| Allowance for loan losses | 12,237,000 | 12,252,000 | 12,269,000 | 12,284,000 |
| Securities available for sale | 54,025,000 | 51,260,000 | 48,300,000 | 48,274,000 |
| Securities held to maturity | 91,510,000 | 88,080,000 | 84,178,000 | 83,893,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,610,140,000 | 1,571,070,000 | 1,614,594,000 | 1,454,778,000 |
| Interest-bearing deposits | 763,677,000 | 855,091,000 | 871,597,000 | 756,262,000 |
| Noninterest-bearing deposits | 846,463,000 | 715,980,000 | 742,996,000 | 698,516,000 |
| Equity capital | 193,520,000 | 191,396,000 | 191,731,000 | 191,641,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 21,177,000 | 42,985,000 | 66,082,000 | 88,836,000 |
| Interest expense | 4,564,000 | 10,313,000 | 17,443,000 | 25,016,000 |
| Net interest income | 16,613,000 | 32,672,000 | 48,639,000 | 63,820,000 |
| Noninterest income | 709,000 | 1,451,000 | 2,335,000 | 3,039,000 |
| Noninterest expense | 16,329,000 | 35,403,000 | 50,793,000 | 68,356,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 993,000 | -1,280,000 | 181,000 | -1,497,000 |
| Income tax | 301,000 | -401,000 | 55,000 | -431,000 |
| Net income | 692,000 | -879,000 | 126,000 | -1,066,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 191,395,000 | 189,145,000 | 190,353,000 | 189,253,000 |
| Total capital | 203,877,000 | 201,643,000 | 202,867,000 | 201,665,000 |
| Risk-weighted assets | 1,306,861,000 | 1,308,323,000 | 1,301,242,000 | 1,280,191,000 |