Call reports 2022
SHINHAN BANK AMERICA — 2022
What SHINHAN BANK AMERICA reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,988,893,000 | 1,957,927,000 | 1,937,608,000 | 1,910,220,000 |
| Total loans | 1,489,878,000 | 1,587,016,000 | 1,553,180,000 | 1,493,907,000 |
| Allowance for loan losses | 11,297,000 | 11,319,000 | 11,348,000 | 11,216,000 |
| Securities available for sale | 74,023,000 | 63,299,000 | 59,267,000 | 55,648,000 |
| Securities held to maturity | 43,390,000 | 64,322,000 | 71,492,000 | 84,080,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,708,515,000 | 1,686,255,000 | 1,661,459,000 | 1,623,905,000 |
| Interest-bearing deposits | 813,864,000 | 788,894,000 | 676,913,000 | 797,137,000 |
| Noninterest-bearing deposits | 894,651,000 | 897,361,000 | 984,545,000 | 826,768,000 |
| Equity capital | 217,702,000 | 214,933,000 | 217,141,000 | 193,297,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 14,681,000 | 31,012,000 | 49,076,000 | 69,615,000 |
| Interest expense | 879,000 | 1,644,000 | 2,712,000 | 5,520,000 |
| Net interest income | 13,802,000 | 29,368,000 | 46,364,000 | 64,095,000 |
| Noninterest income | 885,000 | 1,642,000 | 2,315,000 | 3,026,000 |
| Noninterest expense | 14,891,000 | 28,679,000 | 42,206,000 | 83,842,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -204,000 | 2,331,000 | 6,473,000 | -16,721,000 |
| Income tax | -262,000 | 605,000 | 2,093,000 | 1,428,000 |
| Net income | 58,000 | 1,726,000 | 4,380,000 | -18,149,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 213,781,000 | 213,889,000 | 215,446,000 | 192,077,000 |
| Total capital | 225,326,000 | 225,454,000 | 227,047,000 | 203,539,000 |
| Risk-weighted assets | 1,374,643,000 | 1,438,362,000 | 1,407,959,000 | 1,334,800,000 |