Call reports 2020
SHINHAN BANK AMERICA — 2020
What SHINHAN BANK AMERICA reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,662,176,000 | 1,723,786,000 | 1,820,875,000 | 1,765,471,000 |
| Total loans | 1,393,723,000 | 1,489,145,000 | 1,553,682,000 | 1,504,799,000 |
| Allowance for loan losses | 8,386,000 | 9,622,000 | 11,547,000 | 12,541,000 |
| Securities available for sale | 70,744,000 | 52,941,000 | 45,820,000 | 52,365,000 |
| Securities held to maturity | 4,705,000 | 4,683,000 | 3,724,000 | 3,514,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,431,642,000 | 1,440,868,000 | 1,533,649,000 | 1,538,649,000 |
| Interest-bearing deposits | 918,862,000 | 853,475,000 | 888,246,000 | 881,173,000 |
| Noninterest-bearing deposits | 512,780,000 | 587,393,000 | 645,403,000 | 657,476,000 |
| Equity capital | 215,696,000 | 214,988,000 | 215,504,000 | 215,849,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 16,384,000 | 32,196,000 | 47,639,000 | 63,514,000 |
| Interest expense | 4,379,000 | 7,610,000 | 10,182,000 | 12,252,000 |
| Net interest income | 12,005,000 | 24,586,000 | 37,457,000 | 51,262,000 |
| Noninterest income | 1,158,000 | 1,839,000 | 3,119,000 | 4,057,000 |
| Noninterest expense | 13,302,000 | 26,629,000 | 37,831,000 | 49,921,000 |
| Provision for loan losses | -17,000 | 1,173,000 | 3,054,000 | 3,969,000 |
| Pretax income | -122,000 | -1,192,000 | -123,000 | 1,615,000 |
| Income tax | -45,000 | -417,000 | -56,000 | 1,147,000 |
| Net income | -77,000 | -775,000 | -67,000 | 468,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 209,606,000 | 208,903,000 | 209,508,000 | 209,048,000 |
| Total capital | 218,268,000 | 218,790,000 | 221,319,000 | 221,867,000 |
| Risk-weighted assets | 1,223,499,000 | 1,259,502,000 | 1,318,843,000 | 1,293,808,000 |