Call reports 2019
SHINHAN BANK AMERICA — 2019
What SHINHAN BANK AMERICA reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,469,466,000 | 1,539,055,000 | 1,581,500,000 | 1,627,721,000 |
| Total loans | 1,289,143,000 | 1,362,287,000 | 1,386,476,000 | 1,360,309,000 |
| Allowance for loan losses | 8,238,000 | 8,369,000 | 8,599,000 | 8,351,000 |
| Securities available for sale | 45,000,000 | 48,152,000 | 43,672,000 | 61,171,000 |
| Securities held to maturity | 0 | 5,658,000 | 5,632,000 | 5,399,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,246,711,000 | 1,313,413,000 | 1,353,617,000 | 1,397,759,000 |
| Interest-bearing deposits | 791,898,000 | 873,750,000 | 885,676,000 | 923,364,000 |
| Noninterest-bearing deposits | 454,813,000 | 439,663,000 | 467,941,000 | 474,395,000 |
| Equity capital | 212,273,000 | 214,100,000 | 214,573,000 | 215,235,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 15,768,000 | 32,278,000 | 49,734,000 | 66,465,000 |
| Interest expense | 3,343,000 | 7,621,000 | 12,176,000 | 16,811,000 |
| Net interest income | 12,425,000 | 24,657,000 | 37,558,000 | 49,654,000 |
| Noninterest income | 861,000 | 2,335,000 | 3,201,000 | 4,528,000 |
| Noninterest expense | 14,457,000 | 26,189,000 | 39,245,000 | 52,043,000 |
| Provision for loan losses | 0 | 0 | 0 | -145,000 |
| Pretax income | -1,174,000 | 800,000 | 1,512,000 | 2,285,000 |
| Income tax | -372,000 | 222,000 | 432,000 | 665,000 |
| Net income | -802,000 | 578,000 | 1,080,000 | 1,620,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 206,948,000 | 208,513,000 | 209,004,000 | 209,364,000 |
| Total capital | 215,366,000 | 217,095,000 | 217,810,000 | 217,924,000 |
| Risk-weighted assets | 1,101,430,000 | 1,177,184,000 | 1,219,993,000 | 1,188,697,000 |