Call reports 2018
SHINHAN BANK AMERICA — 2018
What SHINHAN BANK AMERICA reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,402,765,000 | 1,396,519,000 | 1,411,054,000 | 1,422,948,000 |
| Total loans | 1,242,198,000 | 1,243,324,000 | 1,244,954,000 | 1,273,262,000 |
| Allowance for loan losses | 8,570,000 | 7,796,000 | 7,971,000 | 8,006,000 |
| Securities available for sale | 42,548,000 | 38,586,000 | 34,973,000 | 47,068,000 |
| Securities held to maturity | 1,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,216,282,000 | 1,202,806,000 | 1,237,212,000 | 1,199,045,000 |
| Interest-bearing deposits | 737,877,000 | 740,435,000 | 759,821,000 | 747,395,000 |
| Noninterest-bearing deposits | 478,405,000 | 462,371,000 | 477,391,000 | 451,650,000 |
| Equity capital | 162,331,000 | 163,184,000 | 162,938,000 | 212,706,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 13,589,000 | 27,781,000 | 42,540,000 | 58,026,000 |
| Interest expense | 2,033,000 | 4,471,000 | 7,138,000 | 10,174,000 |
| Net interest income | 11,556,000 | 23,310,000 | 35,402,000 | 47,852,000 |
| Noninterest income | 1,837,000 | 2,851,000 | 3,678,000 | 4,969,000 |
| Noninterest expense | 11,784,000 | 23,210,000 | 36,499,000 | 50,652,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,609,000 | 2,951,000 | 2,581,000 | 2,169,000 |
| Income tax | 440,000 | 850,000 | 718,000 | 643,000 |
| Net income | 1,169,000 | 2,101,000 | 1,863,000 | 1,526,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 157,819,000 | 158,719,000 | 158,479,000 | 207,599,000 |
| Total capital | 166,571,000 | 166,689,000 | 166,620,000 | 215,773,000 |
| Risk-weighted assets | 1,032,400,000 | 1,029,943,000 | 1,045,120,000 | 1,086,040,000 |