Call reports 2017
SHINHAN BANK AMERICA — 2017
What SHINHAN BANK AMERICA reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,252,390,000 | 1,308,996,000 | 1,358,984,000 | 1,337,405,000 |
| Total loans | 1,098,558,000 | 1,161,238,000 | 1,205,002,000 | 1,223,236,000 |
| Allowance for loan losses | 6,915,000 | 7,569,000 | 8,688,000 | 8,534,000 |
| Securities available for sale | 52,583,000 | 58,853,000 | 53,124,000 | 46,976,000 |
| Securities held to maturity | 13,000 | 9,000 | 6,000 | 3,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,078,332,000 | 1,134,492,000 | 1,171,187,000 | 1,167,141,000 |
| Interest-bearing deposits | 663,548,000 | 712,491,000 | 728,489,000 | 702,423,000 |
| Noninterest-bearing deposits | 414,784,000 | 422,001,000 | 442,698,000 | 464,718,000 |
| Equity capital | 158,164,000 | 160,782,000 | 162,890,000 | 161,559,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 11,429,000 | 23,868,000 | 37,021,000 | 50,321,000 |
| Interest expense | 1,501,000 | 3,103,000 | 4,982,000 | 6,921,000 |
| Net interest income | 9,928,000 | 20,765,000 | 32,039,000 | 43,400,000 |
| Noninterest income | 2,212,000 | 4,200,000 | 5,748,000 | 7,248,000 |
| Noninterest expense | 9,978,000 | 18,671,000 | 28,045,000 | 38,791,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,162,000 | 6,294,000 | 9,742,000 | 11,857,000 |
| Income tax | 846,000 | 2,531,000 | 3,846,000 | 7,056,000 |
| Net income | 1,316,000 | 3,763,000 | 5,896,000 | 4,801,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 151,290,000 | 153,857,000 | 155,973,000 | 156,809,000 |
| Total capital | 158,390,000 | 161,596,000 | 164,842,000 | 165,523,000 |
| Risk-weighted assets | 907,953,000 | 957,440,000 | 1,003,251,000 | 1,011,481,000 |