Call reports 2016
SHINHAN BANK AMERICA — 2016
What SHINHAN BANK AMERICA reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,020,920,000 | 1,051,313,000 | 1,133,463,000 | 1,200,286,000 |
| Total loans | 883,767,000 | 948,525,000 | 1,007,626,000 | 1,047,458,000 |
| Allowance for loan losses | 6,880,000 | 6,631,000 | 7,007,000 | 6,746,000 |
| Securities available for sale | 61,435,000 | 60,783,000 | 65,282,000 | 57,620,000 |
| Securities held to maturity | 31,000 | 26,000 | 21,000 | 16,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 853,240,000 | 873,148,000 | 961,242,000 | 1,031,298,000 |
| Interest-bearing deposits | 502,360,000 | 499,895,000 | 577,909,000 | 643,295,000 |
| Noninterest-bearing deposits | 350,880,000 | 373,253,000 | 383,333,000 | 388,003,000 |
| Equity capital | 151,449,000 | 153,907,000 | 155,761,000 | 156,777,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 9,450,000 | 18,997,000 | 29,279,000 | 40,166,000 |
| Interest expense | 1,048,000 | 2,055,000 | 3,201,000 | 4,621,000 |
| Net interest income | 8,402,000 | 16,942,000 | 26,078,000 | 35,545,000 |
| Noninterest income | 2,207,000 | 4,466,000 | 6,828,000 | 9,029,000 |
| Noninterest expense | 8,195,000 | 15,698,000 | 23,541,000 | 32,977,000 |
| Provision for loan losses | -2,260,000 | -2,683,000 | -2,683,000 | -3,224,000 |
| Pretax income | 4,674,000 | 8,393,000 | 12,048,000 | 14,821,000 |
| Income tax | 1,719,000 | 3,105,000 | 4,797,000 | 5,966,000 |
| Net income | 2,955,000 | 5,288,000 | 7,251,000 | 8,855,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 143,768,000 | 146,186,000 | 148,074,000 | 149,935,000 |
| Total capital | 150,803,000 | 152,961,000 | 155,235,000 | 156,844,000 |
| Risk-weighted assets | 750,447,000 | 811,413,000 | 854,945,000 | 870,399,000 |