Call reports 2015
SHINHAN BANK AMERICA — 2015
What SHINHAN BANK AMERICA reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 972,689,000 | 1,024,726,000 | 1,016,427,000 | 988,100,000 |
| Total loans | 815,582,000 | 831,356,000 | 849,034,000 | 882,950,000 |
| Allowance for loan losses | 9,918,000 | 10,448,000 | 9,357,000 | 7,025,000 |
| Securities available for sale | 69,412,000 | 68,171,000 | 58,842,000 | 52,691,000 |
| Securities held to maturity | 58,000 | 51,000 | 43,000 | 37,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 816,334,000 | 856,661,000 | 847,251,000 | 830,607,000 |
| Interest-bearing deposits | 516,693,000 | 528,431,000 | 514,995,000 | 495,452,000 |
| Noninterest-bearing deposits | 299,641,000 | 328,230,000 | 332,256,000 | 335,155,000 |
| Equity capital | 143,433,000 | 144,861,000 | 146,785,000 | 148,461,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 8,670,000 | 17,243,000 | 25,845,000 | 35,007,000 |
| Interest expense | 1,197,000 | 2,387,000 | 3,532,000 | 4,639,000 |
| Net interest income | 7,473,000 | 14,856,000 | 22,313,000 | 30,368,000 |
| Noninterest income | 2,317,000 | 4,961,000 | 7,566,000 | 10,210,000 |
| Noninterest expense | 8,517,000 | 16,158,000 | 23,932,000 | 32,561,000 |
| Provision for loan losses | -731,000 | -44,000 | -723,000 | -2,482,000 |
| Pretax income | 2,004,000 | 3,703,000 | 6,670,000 | 10,499,000 |
| Income tax | 636,000 | 1,097,000 | 2,066,000 | 4,162,000 |
| Net income | 1,372,000 | 2,610,000 | 4,608,000 | 6,341,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 133,480,000 | 134,668,000 | 136,615,000 | 140,801,000 |
| Total capital | 142,250,000 | 143,708,000 | 145,620,000 | 147,976,000 |
| Risk-weighted assets | 700,361,000 | 715,730,000 | 713,962,000 | 745,835,000 |