Call reports 2014
SHINHAN BANK AMERICA — 2014
What SHINHAN BANK AMERICA reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 1,029,463,000 | 1,012,081,000 | 991,358,000 | 965,918,000 |
| Total loans | 776,802,000 | 808,379,000 | 821,496,000 | 830,219,000 |
| Allowance for loan losses | 12,374,000 | 11,698,000 | 12,095,000 | 10,594,000 |
| Securities available for sale | 106,503,000 | 97,720,000 | 84,122,000 | 76,174,000 |
| Securities held to maturity | 1,063,000 | 83,000 | 74,000 | 66,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 876,102,000 | 853,993,000 | 835,184,000 | 811,233,000 |
| Interest-bearing deposits | 577,733,000 | 538,806,000 | 537,081,000 | 512,965,000 |
| Noninterest-bearing deposits | 298,369,000 | 315,187,000 | 298,103,000 | 298,268,000 |
| Equity capital | 138,988,000 | 140,853,000 | 141,368,000 | 142,443,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 9,149,000 | 18,244,000 | 27,225,000 | 36,417,000 |
| Interest expense | 1,327,000 | 2,667,000 | 3,974,000 | 5,233,000 |
| Net interest income | 7,822,000 | 15,577,000 | 23,251,000 | 31,184,000 |
| Noninterest income | 2,050,000 | 3,995,000 | 6,236,000 | 8,519,000 |
| Noninterest expense | 7,642,000 | 15,761,000 | 23,597,000 | 32,572,000 |
| Provision for loan losses | -1,608,000 | -2,150,000 | -1,531,000 | -3,025,000 |
| Pretax income | 3,838,000 | 5,961,000 | 7,350,000 | 10,085,000 |
| Income tax | 1,638,000 | 1,826,000 | 2,560,000 | 4,232,000 |
| Net income | 2,347,000 | 4,286,000 | 4,941,000 | 6,004,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 124,720,000 | 126,617,000 | 127,184,000 | 131,918,000 |
| Total capital | 133,017,000 | 135,187,000 | 136,003,000 | 140,701,000 |
| Risk-weighted assets | 659,593,000 | 682,330,000 | 702,084,000 | 700,673,000 |