Call reports 2013
SHINHAN BANK AMERICA — 2013
What SHINHAN BANK AMERICA reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 974,955,000 | 989,202,000 | 985,142,000 | 985,127,000 |
| Total loans | 741,083,000 | 728,952,000 | 741,116,000 | 751,150,000 |
| Allowance for loan losses | 18,772,000 | 16,380,000 | 14,856,000 | 14,031,000 |
| Securities available for sale | 116,883,000 | 118,362,000 | 105,925,000 | 112,174,000 |
| Securities held to maturity | 1,114,000 | 1,098,000 | 1,084,000 | 1,074,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 848,537,000 | 861,425,000 | 854,736,000 | 840,977,000 |
| Interest-bearing deposits | 571,784,000 | 587,800,000 | 560,436,000 | 555,443,000 |
| Noninterest-bearing deposits | 276,753,000 | 273,625,000 | 294,300,000 | 285,534,000 |
| Equity capital | 117,106,000 | 120,045,000 | 121,654,000 | 135,524,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 9,748,000 | 18,993,000 | 27,979,000 | 36,988,000 |
| Interest expense | 1,330,000 | 2,663,000 | 4,021,000 | 5,391,000 |
| Net interest income | 8,418,000 | 16,330,000 | 23,958,000 | 31,597,000 |
| Noninterest income | 2,393,000 | 4,884,000 | 7,173,000 | 9,213,000 |
| Noninterest expense | 8,155,000 | 15,888,000 | 24,063,000 | 32,852,000 |
| Provision for loan losses | -1,047,000 | -2,883,000 | -3,446,000 | -3,680,000 |
| Pretax income | 3,703,000 | 8,209,000 | 10,514,000 | 11,638,000 |
| Income tax | 0 | 0 | 0 | -13,642,000 |
| Net income | 3,703,000 | 8,341,000 | 10,649,000 | 25,434,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 113,756,000 | 118,448,000 | 120,799,000 | 121,578,000 |
| Total capital | 121,714,000 | 126,061,000 | 128,410,000 | 129,548,000 |
| Risk-weighted assets | 625,717,000 | 600,104,000 | 601,477,000 | 631,430,000 |