Call reports 2012
SHINHAN BANK AMERICA — 2012
What SHINHAN BANK AMERICA reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 989,757,000 | 964,906,000 | 969,334,000 | 972,131,000 |
| Total loans | 790,412,000 | 791,881,000 | 776,176,000 | 778,230,000 |
| Allowance for loan losses | 29,444,000 | 25,748,000 | 23,336,000 | 20,805,000 |
| Securities available for sale | 116,152,000 | 125,485,000 | 116,556,000 | 115,375,000 |
| Securities held to maturity | 1,431,000 | 1,206,000 | 1,148,000 | 1,130,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 877,963,000 | 849,477,000 | 851,209,000 | 850,565,000 |
| Interest-bearing deposits | 649,323,000 | 600,533,000 | 597,665,000 | 565,091,000 |
| Noninterest-bearing deposits | 228,640,000 | 248,944,000 | 253,544,000 | 285,474,000 |
| Equity capital | 98,544,000 | 103,813,000 | 109,236,000 | 113,512,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 11,362,000 | 22,435,000 | 33,259,000 | 43,789,000 |
| Interest expense | 1,913,000 | 3,663,000 | 5,305,000 | 6,844,000 |
| Net interest income | 9,449,000 | 18,772,000 | 27,954,000 | 36,945,000 |
| Noninterest income | 2,684,000 | 5,394,000 | 8,030,000 | 10,622,000 |
| Noninterest expense | 8,957,000 | 16,913,000 | 25,275,000 | 34,955,000 |
| Provision for loan losses | 1,096,000 | -408,000 | -2,564,000 | -4,656,000 |
| Pretax income | 2,080,000 | 7,661,000 | 13,273,000 | 17,190,000 |
| Income tax | 0 | 0 | 0 | 249,000 |
| Net income | 2,080,000 | 7,661,000 | 13,273,000 | 16,980,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 94,930,000 | 100,564,000 | 106,229,000 | 109,989,000 |
| Total capital | 103,301,000 | 108,886,000 | 114,521,000 | 118,321,000 |
| Risk-weighted assets | 648,489,000 | 648,211,000 | 648,176,000 | 654,042,000 |