Call reports 2011
SHINHAN BANK AMERICA — 2011
What SHINHAN BANK AMERICA reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 952,977,000 | 953,947,000 | 978,243,000 | 957,917,000 |
| Total loans | 781,335,000 | 779,667,000 | 763,215,000 | 768,432,000 |
| Allowance for loan losses | 38,855,000 | 37,052,000 | 38,211,000 | 32,723,000 |
| Securities available for sale | 104,244,000 | 130,122,000 | 132,481,000 | 124,332,000 |
| Securities held to maturity | 2,439,000 | 2,188,000 | 1,939,000 | 1,666,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 844,857,000 | 844,606,000 | 867,539,000 | 853,286,000 |
| Interest-bearing deposits | 656,134,000 | 628,958,000 | 655,512,000 | 639,808,000 |
| Noninterest-bearing deposits | 188,723,000 | 215,648,000 | 212,027,000 | 213,478,000 |
| Equity capital | 93,892,000 | 96,120,000 | 99,094,000 | 96,765,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 11,687,000 | 24,079,000 | 36,391,000 | 47,211,000 |
| Interest expense | 2,522,000 | 4,858,000 | 7,112,000 | 9,261,000 |
| Net interest income | 9,165,000 | 19,221,000 | 29,279,000 | 37,950,000 |
| Noninterest income | 2,332,000 | 5,386,000 | 8,268,000 | 11,143,000 |
| Noninterest expense | 8,690,000 | 16,831,000 | 25,742,000 | 34,900,000 |
| Provision for loan losses | 2,083,000 | 5,745,000 | 6,745,000 | 11,533,000 |
| Pretax income | 724,000 | 2,031,000 | 5,060,000 | 2,660,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 724,000 | 2,031,000 | 5,060,000 | 2,710,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 90,625,000 | 91,994,000 | 95,082,000 | 92,791,000 |
| Total capital | 99,855,000 | 101,240,000 | 103,727,000 | 101,424,000 |
| Risk-weighted assets | 708,754,000 | 711,729,000 | 661,895,000 | 666,434,000 |