Call reports 2010
SHINHAN BANK AMERICA — 2010
What SHINHAN BANK AMERICA reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 974,103,000 | 973,832,000 | 964,909,000 | 939,817,000 |
| Total loans | 826,356,000 | 826,832,000 | 775,595,000 | 785,734,000 |
| Allowance for loan losses | 26,882,000 | 21,783,000 | 22,834,000 | 41,058,000 |
| Securities available for sale | 94,257,000 | 90,434,000 | 85,870,000 | 80,561,000 |
| Securities held to maturity | 3,875,000 | 3,297,000 | 2,943,000 | 2,681,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 876,450,000 | 852,887,000 | 861,567,000 | 838,077,000 |
| Interest-bearing deposits | 714,233,000 | 675,906,000 | 693,246,000 | 659,546,000 |
| Noninterest-bearing deposits | 162,217,000 | 176,981,000 | 168,320,000 | 178,531,000 |
| Equity capital | 88,973,000 | 90,572,000 | 92,483,000 | 93,274,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 12,078,000 | 24,325,000 | 38,013,000 | 49,806,000 |
| Interest expense | 4,115,000 | 7,722,000 | 10,839,000 | 13,718,000 |
| Net interest income | 7,963,000 | 16,603,000 | 27,174,000 | 36,088,000 |
| Noninterest income | 1,390,000 | -133,000 | 2,002,000 | 4,091,000 |
| Noninterest expense | 7,488,000 | 15,222,000 | 23,757,000 | 35,813,000 |
| Provision for loan losses | 1,000,000 | 402,000 | 3,099,000 | 30,740,000 |
| Pretax income | 865,000 | 846,000 | 2,320,000 | -26,374,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 865,000 | 846,000 | 2,320,000 | -26,419,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 86,911,000 | 86,983,000 | 88,518,000 | 89,842,000 |
| Total capital | 96,495,000 | 96,768,000 | 98,154,000 | 99,123,000 |
| Risk-weighted assets | 749,350,000 | 770,651,000 | 757,551,000 | 710,588,000 |