Call reports 2009
SHINHAN BANK AMERICA — 2009
What SHINHAN BANK AMERICA reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 945,480,000 | 961,897,000 | 1,037,401,000 | 988,813,000 |
| Total loans | 797,698,000 | 770,537,000 | 805,669,000 | 777,305,000 |
| Allowance for loan losses | 14,217,000 | 9,278,000 | 16,704,000 | 26,192,000 |
| Securities available for sale | 62,359,000 | 81,639,000 | 77,527,000 | 99,551,000 |
| Securities held to maturity | 7,724,000 | 5,110,000 | 4,636,000 | 4,253,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 809,906,000 | 835,652,000 | 887,634,000 | 886,797,000 |
| Interest-bearing deposits | 703,896,000 | 708,519,000 | 747,884,000 | 740,276,000 |
| Noninterest-bearing deposits | 106,011,000 | 127,134,000 | 139,750,000 | 146,521,000 |
| Equity capital | 114,593,000 | 111,105,000 | 134,960,000 | 87,136,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 12,595,000 | 25,035,000 | 38,511,000 | 51,495,000 |
| Interest expense | 6,016,000 | 11,280,000 | 16,781,000 | 21,633,000 |
| Net interest income | 6,579,000 | 13,755,000 | 21,730,000 | 29,862,000 |
| Noninterest income | 1,216,000 | 2,269,000 | 3,618,000 | 2,786,000 |
| Noninterest expense | 7,162,000 | 13,791,000 | 21,823,000 | 48,152,000 |
| Provision for loan losses | 3,080,000 | 7,769,000 | 15,785,000 | 44,121,000 |
| Pretax income | -1,452,000 | -4,541,000 | -11,265,000 | -58,630,000 |
| Income tax | 0 | 0 | 0 | -32,000 |
| Net income | -1,452,000 | -4,541,000 | -11,265,000 | -58,598,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 88,781,000 | 85,236,000 | 109,094,000 | 85,973,000 |
| Total capital | 98,620,000 | 94,642,000 | 118,724,000 | 95,181,000 |
| Risk-weighted assets | 782,854,000 | 763,777,000 | 763,234,000 | 719,553,000 |