Call reports 2006
SHINHAN BANK AMERICA — 2006
What SHINHAN BANK AMERICA reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 490,631,000 | 565,798,000 | 600,269,000 | 598,992,000 |
| Total loans | 375,484,000 | 398,247,000 | 429,058,000 | 450,431,000 |
| Allowance for loan losses | 2,974,000 | 3,334,000 | 2,644,000 | 2,430,000 |
| Securities available for sale | 40,670,000 | 57,606,000 | 76,190,000 | 81,734,000 |
| Securities held to maturity | 32,181,000 | 28,370,000 | 26,850,000 | 24,308,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 414,071,000 | 498,908,000 | 527,913,000 | 526,095,000 |
| Interest-bearing deposits | 345,258,000 | 423,826,000 | 447,019,000 | 440,173,000 |
| Noninterest-bearing deposits | 68,813,000 | 75,082,000 | 80,894,000 | 85,922,000 |
| Equity capital | 62,111,000 | 62,634,000 | 64,756,000 | 65,362,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 8,485,000 | 17,999,000 | 27,885,000 | 40,052,000 |
| Interest expense | 3,647,000 | 8,168,000 | 13,515,000 | 19,242,000 |
| Net interest income | 4,838,000 | 9,831,000 | 14,370,000 | 20,810,000 |
| Noninterest income | 1,152,000 | 2,719,000 | 5,214,000 | 5,564,000 |
| Noninterest expense | 4,407,000 | 8,888,000 | 13,608,000 | 18,616,000 |
| Provision for loan losses | 150,000 | 622,000 | 1,017,000 | 1,357,000 |
| Pretax income | 1,433,000 | 3,040,000 | 4,959,000 | 6,401,000 |
| Income tax | 543,000 | 1,297,000 | 2,097,000 | 2,570,000 |
| Net income | 890,000 | 1,743,000 | 2,862,000 | 3,831,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 62,617,000 | 63,470,000 | 64,589,000 | 65,376,000 |
| Total capital | 65,591,000 | 66,804,000 | 67,233,000 | 67,806,000 |
| Risk-weighted assets | 390,561,000 | 433,861,000 | 466,663,000 | 483,511,000 |