Call reports 2002
SHINHAN BANK AMERICA — 2002
What SHINHAN BANK AMERICA reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 112,265,000 | 114,608,000 | 120,530,000 | 125,219,000 |
| Total loans | 76,906,000 | 84,866,000 | 90,015,000 | 92,150,000 |
| Allowance for loan losses | 968,000 | 1,033,000 | 1,055,000 | 1,126,000 |
| Securities available for sale | 7,251,000 | 7,107,000 | 3,684,000 | 3,688,000 |
| Securities held to maturity | 8,991,000 | 8,991,000 | 8,992,000 | 5,994,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,433,000 | 77,747,000 | 75,685,000 | 85,127,000 |
| Interest-bearing deposits | 46,641,000 | 52,035,000 | 49,599,000 | 56,574,000 |
| Noninterest-bearing deposits | 24,792,000 | 25,712,000 | 26,086,000 | 28,553,000 |
| Equity capital | 29,504,000 | 29,824,000 | 30,005,000 | 30,129,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,490,000 | 2,978,000 | 4,543,000 | 6,127,000 |
| Interest expense | 346,000 | 651,000 | 982,000 | 1,372,000 |
| Net interest income | 1,144,000 | 2,327,000 | 3,561,000 | 4,755,000 |
| Noninterest income | 539,000 | 1,050,000 | 1,500,000 | 1,920,000 |
| Noninterest expense | 1,463,000 | 2,732,000 | 4,066,000 | 5,816,000 |
| Provision for loan losses | 0 | 49,000 | 250,000 | 280,000 |
| Pretax income | 220,000 | 596,000 | 745,000 | 579,000 |
| Income tax | 0 | 134,000 | 296,000 | 275,000 |
| Net income | 220,000 | 462,000 | 449,000 | 304,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,942,000 | 30,184,000 | 30,171,000 | 30,026,000 |
| Total capital | 30,910,000 | 31,217,000 | 31,226,000 | 31,152,000 |
| Risk-weighted assets | 98,603,000 | 105,489,000 | 106,560,000 | 104,341,000 |