Call reports 2001
SHINHAN BANK AMERICA — 2001
What SHINHAN BANK AMERICA reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 123,240,000 | 117,174,000 | 116,503,000 | 113,297,000 |
| Total loans | 86,161,000 | 80,423,000 | 77,543,000 | 77,524,000 |
| Allowance for loan losses | 1,113,000 | 1,116,000 | 1,155,000 | 1,029,000 |
| Securities available for sale | 0 | 0 | 7,301,000 | 7,317,000 |
| Securities held to maturity | 15,989,000 | 15,989,000 | 8,990,000 | 8,990,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,819,000 | 66,978,000 | 75,745,000 | 72,649,000 |
| Interest-bearing deposits | 48,296,000 | 44,949,000 | 52,425,000 | 48,116,000 |
| Noninterest-bearing deposits | 19,523,000 | 22,029,000 | 23,320,000 | 24,533,000 |
| Equity capital | 29,564,000 | 29,540,000 | 29,664,000 | 29,518,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,558,000 | 4,792,000 | 6,712,000 | 8,534,000 |
| Interest expense | 987,000 | 1,746,000 | 2,350,000 | 2,775,000 |
| Net interest income | 1,571,000 | 3,046,000 | 4,362,000 | 5,759,000 |
| Noninterest income | 429,000 | 836,000 | 1,726,000 | 2,194,000 |
| Noninterest expense | 1,396,000 | 3,025,000 | 4,826,000 | 6,222,000 |
| Provision for loan losses | 216,000 | 248,000 | 338,000 | 909,000 |
| Pretax income | 388,000 | 609,000 | 924,000 | 822,000 |
| Income tax | 125,000 | 371,000 | 397,000 | 263,000 |
| Net income | 263,000 | 238,000 | 527,000 | 559,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,564,000 | 29,540,000 | 29,828,000 | 29,722,000 |
| Total capital | 30,677,000 | 30,656,000 | 30,983,000 | 30,751,000 |
| Risk-weighted assets | 109,942,000 | 103,818,000 | 101,120,000 | 99,011,000 |