Call reports 2023
MISSISSIPPI RIVER BANK — 2023
What MISSISSIPPI RIVER BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 131,860,000 | 127,710,000 | 123,294,000 | 117,669,000 |
| Total loans | 36,963,000 | 32,087,000 | 32,724,000 | 27,046,000 |
| Allowance for loan losses | 676,000 | 328,000 | 463,000 | 355,000 |
| Securities available for sale | 30,742,000 | 39,867,000 | 40,929,000 | 40,585,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,542,000 | 109,562,000 | 104,305,000 | 98,107,000 |
| Interest-bearing deposits | 48,864,000 | 46,496,000 | 46,311,000 | 45,230,000 |
| Noninterest-bearing deposits | 65,678,000 | 63,066,000 | 57,994,000 | 52,877,000 |
| Equity capital | 16,940,000 | 17,323,000 | 17,799,000 | 18,947,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,998,000 | 4,068,000 | 6,091,000 | 8,158,000 |
| Interest expense | 3,000 | 9,000 | 31,000 | 62,000 |
| Net interest income | 1,995,000 | 4,059,000 | 6,060,000 | 8,096,000 |
| Noninterest income | 52,000 | 101,000 | 149,000 | 1,133,000 |
| Noninterest expense | 1,017,000 | 2,196,000 | 3,373,000 | 5,368,000 |
| Provision for loan losses | -129,000 | -477,000 | -342,000 | -450,000 |
| Pretax income | 1,159,000 | 2,441,000 | 3,178,000 | 4,311,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,159,000 | 2,441,000 | 3,178,000 | 4,311,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,163,000 | 17,916,000 | 18,389,000 | 19,257,000 |
| Total capital | 17,567,000 | 18,244,000 | 18,791,000 | 19,593,000 |
| Risk-weighted assets | 32,121,000 | 30,828,000 | 32,177,000 | 26,872,000 |