Call reports 2022
MISSISSIPPI RIVER BANK — 2022
What MISSISSIPPI RIVER BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 127,552,000 | 140,605,000 | 134,089,000 | 128,608,000 |
| Total loans | 47,700,000 | 42,953,000 | 40,288,000 | 40,469,000 |
| Allowance for loan losses | 795,000 | 795,000 | 795,000 | 805,000 |
| Securities available for sale | 2,141,000 | 11,789,000 | 21,513,000 | 23,840,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,306,000 | 125,162,000 | 118,605,000 | 112,889,000 |
| Interest-bearing deposits | 49,575,000 | 52,828,000 | 53,021,000 | 49,012,000 |
| Noninterest-bearing deposits | 60,731,000 | 72,334,000 | 65,584,000 | 63,877,000 |
| Equity capital | 17,088,000 | 15,228,000 | 15,118,000 | 15,521,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 957,000 | 2,597,000 | 3,941,000 | 5,638,000 |
| Interest expense | 4,000 | 8,000 | 12,000 | 16,000 |
| Net interest income | 953,000 | 2,589,000 | 3,929,000 | 5,622,000 |
| Noninterest income | 43,000 | 93,000 | 144,000 | 194,000 |
| Noninterest expense | 735,000 | 1,220,000 | 2,044,000 | 3,088,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 261,000 | 1,462,000 | 2,029,000 | 2,728,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 261,000 | 1,462,000 | 2,029,000 | 2,728,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,059,000 | 15,337,000 | 15,639,000 | 16,004,000 |
| Total capital | 17,622,000 | 15,820,000 | 16,094,000 | 16,457,000 |
| Risk-weighted assets | 44,845,000 | 38,368,000 | 36,120,000 | 35,907,000 |