Call reports 2021
MISSISSIPPI RIVER BANK — 2021
What MISSISSIPPI RIVER BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 127,756,000 | 125,493,000 | 125,038,000 | 121,597,000 |
| Total loans | 68,217,000 | 65,504,000 | 53,930,000 | 53,564,000 |
| Allowance for loan losses | 780,000 | 795,000 | 795,000 | 795,000 |
| Securities available for sale | 4,822,000 | 4,382,000 | 3,439,000 | 5,199,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,631,000 | 108,450,000 | 107,703,000 | 104,568,000 |
| Interest-bearing deposits | 50,441,000 | 48,108,000 | 48,100,000 | 47,316,000 |
| Noninterest-bearing deposits | 60,190,000 | 60,342,000 | 59,603,000 | 57,252,000 |
| Equity capital | 16,937,000 | 16,734,000 | 16,917,000 | 16,897,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,034,000 | 1,955,000 | 3,111,000 | 4,100,000 |
| Interest expense | 8,000 | 16,000 | 21,000 | 26,000 |
| Net interest income | 1,026,000 | 1,939,000 | 3,090,000 | 4,074,000 |
| Noninterest income | 48,000 | 95,000 | 151,000 | 197,000 |
| Noninterest expense | 678,000 | 1,279,000 | 2,021,000 | 2,778,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 396,000 | 755,000 | 1,220,000 | 1,493,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 396,000 | 755,000 | 1,220,000 | 1,493,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,763,000 | 16,591,000 | 16,790,000 | 16,798,000 |
| Total capital | 17,368,000 | 17,168,000 | 17,313,000 | 17,341,000 |
| Risk-weighted assets | 48,296,000 | 45,959,000 | 41,596,000 | 43,246,000 |