Call reports 2020
MISSISSIPPI RIVER BANK — 2020
What MISSISSIPPI RIVER BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 105,216,000 | 118,455,000 | 122,287,000 | 121,207,000 |
| Total loans | 51,213,000 | 67,624,000 | 64,729,000 | 62,919,000 |
| Allowance for loan losses | 848,000 | 857,000 | 870,000 | 768,000 |
| Securities available for sale | 14,792,000 | 6,911,000 | 6,339,000 | 7,721,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,172,000 | 101,432,000 | 105,223,000 | 104,524,000 |
| Interest-bearing deposits | 43,688,000 | 45,000,000 | 44,585,000 | 48,095,000 |
| Noninterest-bearing deposits | 44,484,000 | 56,432,000 | 60,638,000 | 56,429,000 |
| Equity capital | 16,928,000 | 16,820,000 | 16,823,000 | 16,583,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,100,000 | 2,034,000 | 3,061,000 | 4,043,000 |
| Interest expense | 17,000 | 30,000 | 40,000 | 49,000 |
| Net interest income | 1,083,000 | 2,004,000 | 3,021,000 | 3,994,000 |
| Noninterest income | 115,000 | 261,000 | 302,000 | 359,000 |
| Noninterest expense | 626,000 | 1,338,000 | 1,996,000 | 2,900,000 |
| Provision for loan losses | 0 | 0 | 100,000 | 140,000 |
| Pretax income | 572,000 | 961,000 | 1,261,000 | 1,347,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 572,000 | 961,000 | 1,261,000 | 1,347,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,654,000 | 16,513,000 | 16,547,000 | 16,367,000 |
| Total capital | 17,265,000 | 17,129,000 | 17,138,000 | 16,978,000 |
| Risk-weighted assets | 48,674,000 | 49,087,000 | 47,016,000 | 48,748,000 |