Call reports 2019
MISSISSIPPI RIVER BANK — 2019
What MISSISSIPPI RIVER BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 110,615,000 | 112,641,000 | 110,558,000 | 106,155,000 |
| Total loans | 65,135,000 | 65,236,000 | 57,571,000 | 54,358,000 |
| Allowance for loan losses | 1,004,000 | 988,000 | 859,000 | 845,000 |
| Securities available for sale | 30,890,000 | 29,916,000 | 17,410,000 | 18,508,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,485,000 | 96,337,000 | 93,509,000 | 89,681,000 |
| Interest-bearing deposits | 45,369,000 | 44,136,000 | 46,032,000 | 46,673,000 |
| Noninterest-bearing deposits | 50,116,000 | 52,201,000 | 47,477,000 | 43,008,000 |
| Equity capital | 14,842,000 | 15,687,000 | 16,173,000 | 16,245,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,577,000 | 3,199,000 | 4,725,000 | 5,808,000 |
| Interest expense | 27,000 | 58,000 | 88,000 | 108,000 |
| Net interest income | 1,550,000 | 3,141,000 | 4,637,000 | 5,700,000 |
| Noninterest income | 94,000 | 445,000 | 525,000 | 611,000 |
| Noninterest expense | 851,000 | 1,840,000 | 2,722,000 | 3,462,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 793,000 | 1,746,000 | 2,544,000 | 2,953,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 793,000 | 1,746,000 | 2,544,000 | 2,953,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,985,000 | 15,407,000 | 15,939,000 | 16,083,000 |
| Total capital | 15,773,000 | 16,196,000 | 16,575,000 | 16,720,000 |
| Risk-weighted assets | 62,867,000 | 62,931,000 | 50,715,000 | 50,760,000 |