Call reports 2018
MISSISSIPPI RIVER BANK — 2018
What MISSISSIPPI RIVER BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 117,201,000 | 114,877,000 | 118,058,000 | 112,242,000 |
| Total loans | 62,903,000 | 64,051,000 | 65,034,000 | 64,249,000 |
| Allowance for loan losses | 1,230,000 | 1,231,000 | 1,232,000 | 1,002,000 |
| Securities available for sale | 35,364,000 | 34,290,000 | 33,335,000 | 34,863,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,517,000 | 100,951,000 | 103,524,000 | 98,401,000 |
| Interest-bearing deposits | 48,145,000 | 47,305,000 | 48,552,000 | 47,161,000 |
| Noninterest-bearing deposits | 55,372,000 | 53,646,000 | 54,972,000 | 51,240,000 |
| Equity capital | 13,412,000 | 13,487,000 | 13,849,000 | 13,583,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,343,000 | 2,703,000 | 4,317,000 | 5,950,000 |
| Interest expense | 12,000 | 22,000 | 33,000 | 51,000 |
| Net interest income | 1,331,000 | 2,681,000 | 4,284,000 | 5,899,000 |
| Noninterest income | 246,000 | 348,000 | 454,000 | 559,000 |
| Noninterest expense | 813,000 | 1,579,000 | 2,462,000 | 3,355,000 |
| Provision for loan losses | 0 | 0 | 0 | -233,000 |
| Pretax income | 764,000 | 1,450,000 | 2,276,000 | 3,336,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 764,000 | 1,450,000 | 2,276,000 | 3,336,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,011,000 | 14,166,000 | 14,726,000 | 14,193,000 |
| Total capital | 14,781,000 | 14,935,000 | 15,513,000 | 14,996,000 |
| Risk-weighted assets | 61,176,000 | 61,109,000 | 62,588,000 | 64,084,000 |