Call reports 2017
MISSISSIPPI RIVER BANK — 2017
What MISSISSIPPI RIVER BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 123,553,000 | 118,557,000 | 121,724,000 | 112,423,000 |
| Total loans | 72,315,000 | 69,472,000 | 69,742,000 | 66,923,000 |
| Allowance for loan losses | 1,227,000 | 1,228,000 | 1,228,000 | 1,229,000 |
| Securities available for sale | 10,464,000 | 15,421,000 | 19,904,000 | 40,287,000 |
| Securities held to maturity | 16,205,000 | 16,179,000 | 16,601,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,741,000 | 104,537,000 | 107,213,000 | 98,931,000 |
| Interest-bearing deposits | 53,963,000 | 52,507,000 | 52,224,000 | 49,145,000 |
| Noninterest-bearing deposits | 55,778,000 | 52,030,000 | 54,989,000 | 49,786,000 |
| Equity capital | 13,540,000 | 13,591,000 | 13,943,000 | 13,064,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,376,000 | 2,649,000 | 4,003,000 | 5,667,000 |
| Interest expense | 13,000 | 25,000 | 39,000 | 54,000 |
| Net interest income | 1,363,000 | 2,624,000 | 3,964,000 | 5,613,000 |
| Noninterest income | 105,000 | 237,000 | 356,000 | 468,000 |
| Noninterest expense | 789,000 | 1,605,000 | 2,386,000 | 3,247,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 679,000 | 1,256,000 | 1,934,000 | 2,864,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 679,000 | 1,256,000 | 1,934,000 | 2,864,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,453,000 | 13,498,000 | 13,911,000 | 13,247,000 |
| Total capital | 14,313,000 | 14,346,000 | 14,777,000 | 14,070,000 |
| Risk-weighted assets | 68,510,000 | 67,483,000 | 68,919,000 | 65,474,000 |