Call reports 2016
MISSISSIPPI RIVER BANK — 2016
What MISSISSIPPI RIVER BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 126,041,000 | 119,437,000 | 117,629,000 | 118,106,000 |
| Total loans | 75,061,000 | 78,483,000 | 77,359,000 | 73,664,000 |
| Allowance for loan losses | 1,203,000 | 1,219,000 | 1,225,000 | 1,226,000 |
| Securities available for sale | 11,403,000 | 10,702,000 | 9,895,000 | 11,193,000 |
| Securities held to maturity | 22,765,000 | 23,676,000 | 15,779,000 | 18,557,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,990,000 | 103,916,000 | 101,142,000 | 104,766,000 |
| Interest-bearing deposits | 53,250,000 | 52,836,000 | 52,772,000 | 56,064,000 |
| Noninterest-bearing deposits | 57,740,000 | 51,080,000 | 48,370,000 | 48,702,000 |
| Equity capital | 14,809,000 | 15,093,000 | 15,757,000 | 12,894,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,428,000 | 2,922,000 | 4,385,000 | 5,778,000 |
| Interest expense | 14,000 | 27,000 | 44,000 | 58,000 |
| Net interest income | 1,414,000 | 2,895,000 | 4,341,000 | 5,720,000 |
| Noninterest income | 124,000 | 240,000 | 481,000 | 587,000 |
| Noninterest expense | 1,014,000 | 1,851,000 | 2,781,000 | 3,399,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 524,000 | 1,284,000 | 2,201,000 | 3,068,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 524,000 | 1,284,000 | 2,201,000 | 3,068,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,585,000 | 14,811,000 | 15,461,000 | 12,828,000 |
| Total capital | 15,490,000 | 15,762,000 | 16,379,000 | 13,703,000 |
| Risk-weighted assets | 72,119,000 | 75,845,000 | 73,201,000 | 69,685,000 |