Call reports 2015
MISSISSIPPI RIVER BANK — 2015
What MISSISSIPPI RIVER BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 147,425,000 | 141,735,000 | 127,122,000 | 117,858,000 |
| Total loans | 78,051,000 | 81,547,000 | 79,027,000 | 75,933,000 |
| Allowance for loan losses | 1,608,000 | 1,609,000 | 1,187,000 | 1,145,000 |
| Securities available for sale | 19,534,000 | 22,679,000 | 21,532,000 | 12,061,000 |
| Securities held to maturity | 22,416,000 | 22,382,000 | 22,398,000 | 23,799,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,163,000 | 125,416,000 | 109,084,000 | 103,714,000 |
| Interest-bearing deposits | 67,910,000 | 67,147,000 | 55,652,000 | 54,418,000 |
| Noninterest-bearing deposits | 63,253,000 | 58,269,000 | 53,432,000 | 49,296,000 |
| Equity capital | 16,020,000 | 15,933,000 | 16,400,000 | 14,011,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,442,000 | 2,944,000 | 4,542,000 | 6,025,000 |
| Interest expense | 17,000 | 33,000 | 51,000 | 67,000 |
| Net interest income | 1,425,000 | 2,911,000 | 4,491,000 | 5,958,000 |
| Noninterest income | 165,000 | 288,000 | 423,000 | 553,000 |
| Noninterest expense | 846,000 | 1,931,000 | 2,908,000 | 3,963,000 |
| Provision for loan losses | 0 | 0 | 390,000 | 470,000 |
| Pretax income | 744,000 | 1,268,000 | 1,616,000 | 2,073,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 744,000 | 1,268,000 | 1,616,000 | 2,073,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,668,000 | 15,921,000 | 16,249,000 | 13,888,000 |
| Total capital | 16,607,000 | 16,931,000 | 17,223,000 | 14,821,000 |
| Risk-weighted assets | 74,459,000 | 80,279,000 | 77,715,000 | 74,441,000 |