Call reports 2014
MISSISSIPPI RIVER BANK — 2014
What MISSISSIPPI RIVER BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 137,723,000 | 132,445,000 | 133,409,000 | 133,281,000 |
| Total loans | 75,771,000 | 74,842,000 | 77,240,000 | 77,554,000 |
| Allowance for loan losses | 1,216,000 | 1,218,000 | 1,210,000 | 1,599,000 |
| Securities available for sale | 19,106,000 | 17,619,000 | 20,065,000 | 20,577,000 |
| Securities held to maturity | 21,370,000 | 22,385,000 | 23,328,000 | 23,731,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,825,000 | 116,271,000 | 116,731,000 | 118,051,000 |
| Interest-bearing deposits | 64,235,000 | 62,931,000 | 61,564,000 | 64,038,000 |
| Noninterest-bearing deposits | 57,590,000 | 53,340,000 | 55,167,000 | 54,013,000 |
| Equity capital | 15,563,000 | 15,713,000 | 16,102,000 | 15,009,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,449,000 | 2,894,000 | 4,298,000 | 5,784,000 |
| Interest expense | 16,000 | 31,000 | 49,000 | 69,000 |
| Net interest income | 1,433,000 | 2,863,000 | 4,249,000 | 5,715,000 |
| Noninterest income | 110,000 | 222,000 | 342,000 | 476,000 |
| Noninterest expense | 855,000 | 1,731,000 | 2,546,000 | 3,387,000 |
| Provision for loan losses | 0 | 0 | 0 | 385,000 |
| Pretax income | 688,000 | 1,354,000 | 2,045,000 | 2,419,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 688,000 | 1,354,000 | 2,045,000 | 2,419,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,459,000 | 15,622,000 | 16,061,000 | 14,924,000 |
| Total capital | 16,370,000 | 16,533,000 | 17,010,000 | 15,864,000 |
| Risk-weighted assets | 72,581,000 | 72,695,000 | 75,693,000 | 75,050,000 |