Call reports 2013
MISSISSIPPI RIVER BANK — 2013
What MISSISSIPPI RIVER BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 155,784,000 | 141,587,000 | 141,865,000 | 135,952,000 |
| Total loans | 79,589,000 | 79,492,000 | 79,102,000 | 77,533,000 |
| Allowance for loan losses | 1,393,000 | 1,298,000 | 1,309,000 | 1,312,000 |
| Securities available for sale | 15,324,000 | 12,184,000 | 22,130,000 | 20,300,000 |
| Securities held to maturity | 17,815,000 | 19,681,000 | 22,471,000 | 25,495,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,370,000 | 125,988,000 | 125,449,000 | 121,005,000 |
| Interest-bearing deposits | 67,042,000 | 63,132,000 | 66,060,000 | 65,174,000 |
| Noninterest-bearing deposits | 73,328,000 | 62,856,000 | 59,389,000 | 55,831,000 |
| Equity capital | 15,084,000 | 15,172,000 | 15,769,000 | 14,760,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,471,000 | 2,984,000 | 4,546,000 | 6,044,000 |
| Interest expense | 18,000 | 34,000 | 53,000 | 70,000 |
| Net interest income | 1,453,000 | 2,950,000 | 4,493,000 | 5,974,000 |
| Noninterest income | 115,000 | 231,000 | 345,000 | 416,000 |
| Noninterest expense | 873,000 | 1,738,000 | 2,592,000 | 3,321,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 695,000 | 1,443,000 | 2,246,000 | 3,069,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 695,000 | 1,443,000 | 2,246,000 | 3,069,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,889,000 | 15,109,000 | 15,647,000 | 14,771,000 |
| Total capital | 15,829,000 | 16,072,000 | 16,621,000 | 15,715,000 |
| Risk-weighted assets | 75,775,000 | 76,751,000 | 77,617,000 | 75,149,000 |